XPlace
One card. Two modes.
Switch any time
One card. Two modes.
Switch any time
Credit Mode
Cash Mode
Borrow against your BTC, ETH, USDT, JitoSOL or SOL at the moment you tap
Your assets stay invested
Your position stays whole


Spend your stablecoin balance directly
No hidden spread, no FX games
Credit Mode
Cash Mode


Spend your stablecoin balance directly
No hidden spread, no FX games
Credit Mode
Cash Mode


Spend your stablecoin balance directly
No hidden spread, no FX games
Non-custodial
by design. Audited where it matters
Non-custodial
by design. Audited where it matters
Non-custodial
by design. Audited where it matters
XPlace never holds your funds. Your main assets earn yield through Kamino Finance — a non-custodial DeFi protocol with $2.8B TVL, 18+ audits, and zero bad debt across its history. Card transactions settle through Visa. Smart contracts are audited by FYEO.
Every link in the chain is either verifiable on-chain or named publicly.
XPlace never holds your funds. Your main assets earn yield through Kamino Finance — a non-custodial DeFi protocol with $2.8B TVL, 18+ audits, and zero bad debt across its history. Card transactions settle through Visa. Smart contracts are audited by FYEO.
Every link in the chain is either verifiable on-chain or named publicly.
XPlace never holds your funds. Your main assets earn yield through Kamino Finance — a non-custodial DeFi protocol with $2.8B TVL, 18+ audits, and zero bad debt across its history. Card transactions settle through Visa. Smart contracts are audited by FYEO.
Every link in the chain is either verifiable on-chain or named publicly.
Powered by innovation. Backed by excellence.
A person
picks up.
Always.
A person
picks up.
Always.
A person
picks up.
Always.
Real support, 24/7. For every member
Real support, 24/7. For every member
Real support, 24/7. For every member
Not chatbots, not tickets disappearing into queues — a human who knows the product and can move fast when something matters.
Not chatbots, not tickets disappearing into queues — a human who knows the product and can move fast when something matters.
Not chatbots, not tickets disappearing into queues — a human who knows the product and can move fast when something matters.

Pick how much
you want to unlock
Pick how much
you want to unlock
Pick how much
you want to unlock
Free to start. Upgrade when your lifestyle catches up.
Free to start. Upgrade when your lifestyle catches up.
Free to start. Upgrade when your lifestyle catches up.

Basic
Annual fee
Free
Monthly limit
$2,000
Credit Mode cashback
0.5%
Concierge
-
Airport lounges
-
Fast Track
-


Silver
Annual fee
$99/y
Monthly limit
$20,000
Credit Mode cashback
1%
Concierge
Standard
Airport lounges
1 free visits/year
Fast Track
-


Gold
Annual fee
$249/y
Monthly limit
$200,000
Credit Mode cashback
1.5%
Concierge
Personal
Airport lounges
4 free visits/year
Fast Track
2 free/year


Platinum
Annual fee
$999/y
Monthly limit
$750,000
Credit Mode cashback
2%
Concierge
VIP Priority
Airport lounges
Unlimited
Fast Track
5 free/year

Global Spending,
No Borders.
Use your card anywhere. Low FX fees. Seamless payments across 160+ countries.
Low FX fees
Real-time USDC settlement
Supports Apple Pay and Google Pay



Global Spending,
No Borders.
Use your card anywhere. Low FX fees. Seamless payments across 160+ countries.
Low FX fees
Real-time USDC settlement
Supports Apple Pay and Google Pay



Global Spending,
No Borders.
Use your card anywhere. Low FX fees. Seamless payments across 160+ countries.
Low FX fees
Real-time USDC settlement
Supports Apple Pay and Google Pay



Global Spending,
No Borders.
Use your card anywhere. Low FX fees. Seamless payments across 160+ countries.
Low FX fees
Real-time USDC settlement
Supports Apple Pay and Google Pay


© 2026 XPlace. All rights reserved.

