XPlace

SPEND WITHOUT SELLING YOUR CRYPTO

Pay anywhere Visa is accepted, earn up to 2% USDC cashback.

SPEND WITHOUT SELLING YOUR CRYPTO

Pay anywhere Visa is accepted, earn up to 2% USDC cashback.

SPEND WITHOUT SELLING YOUR CRYPTO

Pay anywhere Visa is accepted, earn up to 2% USDC cashback.

SPEND WITHOUT SELLING YOUR CRYPTO

Pay anywhere Visa is accepted, earn up to 2% USDC cashback.

One card. Two modes.
Switch any time

One card. Two modes.
Switch any time

Credit Mode

Cash Mode

Borrow against your BTC, ETH, USDT, JitoSOL or SOL at the moment you tap

Your assets stay invested

Your position stays whole

Spend your stablecoin balance directly

No hidden spread, no FX games

Credit Mode

Cash Mode

Spend your stablecoin balance directly

No hidden spread, no FX games

Credit Mode

Cash Mode

Spend your stablecoin balance directly

No hidden spread, no FX games

Non-custodial
by design. Audited where it matters

Non-custodial
by design. Audited where it matters

Non-custodial
by design. Audited where it matters

XPlace never holds your funds. Your main assets earn yield through Kamino Finance — a non-custodial DeFi protocol with $2.8B TVL, 18+ audits, and zero bad debt across its history. Card transactions settle through Visa. Smart contracts are audited by FYEO.

Every link in the chain is either verifiable on-chain or named publicly.


XPlace never holds your funds. Your main assets earn yield through Kamino Finance — a non-custodial DeFi protocol with $2.8B TVL, 18+ audits, and zero bad debt across its history. Card transactions settle through Visa. Smart contracts are audited by FYEO.

Every link in the chain is either verifiable on-chain or named publicly.


XPlace never holds your funds. Your main assets earn yield through Kamino Finance — a non-custodial DeFi protocol with $2.8B TVL, 18+ audits, and zero bad debt across its history. Card transactions settle through Visa. Smart contracts are audited by FYEO.

Every link in the chain is either verifiable on-chain or named publicly.


Powered by innovation. Backed by excellence.

A person
picks up.
Always.

A person
picks up.
Always.

A person
picks up.
Always.

Real support, 24/7. For every member

Real support, 24/7. For every member

Real support, 24/7. For every member

Not chatbots, not tickets disappearing into queues — a human who knows the product and can move fast when something matters.

Not chatbots, not tickets disappearing into queues — a human who knows the product and can move fast when something matters.

Not chatbots, not tickets disappearing into queues — a human who knows the product and can move fast when something matters.

Pick how much
you want to unlock

Pick how much
you want to unlock

Pick how much
you want to unlock

Free to start. Upgrade when your lifestyle catches up.

Free to start. Upgrade when your lifestyle catches up.

Free to start. Upgrade when your lifestyle catches up.

Basic

Annual fee

Free

Monthly limit

$2,000

Credit Mode cashback

0.5%

Concierge

-

Airport lounges

-

Fast Track

-

Silver

Annual fee

$99/y

Monthly limit

$20,000

Credit Mode cashback

1%

Concierge

Standard

Airport lounges

1 free visits/year

Fast Track

-

Gold

Annual fee

$249/y

Monthly limit

$200,000

Credit Mode cashback

1.5%

Concierge

Personal

Airport lounges

4 free visits/year

Fast Track

2 free/year

Platinum

Annual fee

$999/y

Monthly limit

$750,000

Credit Mode cashback

2%

Concierge

VIP Priority

Airport lounges

Unlimited

Fast Track

5 free/year

Global Spending,
No Borders.

Use your card anywhere. Low FX fees. Seamless payments across 160+ countries.

Low FX fees

Real-time USDC settlement

Supports Apple Pay and Google Pay

Global Spending,
No Borders.

Use your card anywhere. Low FX fees. Seamless payments across 160+ countries.

Low FX fees

Real-time USDC settlement

Supports Apple Pay and Google Pay

Global Spending,
No Borders.

Use your card anywhere. Low FX fees. Seamless payments across 160+ countries.

Low FX fees

Real-time USDC settlement

Supports Apple Pay and Google Pay

Global Spending,
No Borders.

Use your card anywhere. Low FX fees. Seamless payments across 160+ countries.

Low FX fees

Real-time USDC settlement

Supports Apple Pay and Google Pay

SPEND YOUR CRYPTO.
DON'T SELL IT

Get your XPlace Visa card in minutes.

SPEND YOUR CRYPTO.
DON'T SELL IT

Get your XPlace Visa card in minutes.

SPEND YOUR CRYPTO.
DON'T SELL IT

Get your XPlace Visa card in minutes.

SPEND YOUR CRYPTO.
DON'T SELL IT

Get your XPlace Visa card in minutes.

© 2026 XPlace. All rights reserved.